Business Insurance Underwriters

Important information regarding health insurance reform is available here by clicking on the links below.

For information on Health Savings Accounts, click here. 

 The IRS issued questions and answers on Over The Counter Medicines and Drugs.  To view this information, click here.

The National Assn of Health Underwriters (NAHU) has issued Implementation Regulations and Guidance.  Click here to view these guidelines. 

NAHU has issued briefs on topics under health reform such as Grandfathered Plan Requirements, CLASS Act, Small Business Tax Credit and Simple Cafeteria plans for Small Business.  To review these issue briefs, click here. 

NAHU has other resources available such as information pertaining to Form 1099 Reporting Requirements, Summary of Employer Penalties under the PPACA, Health Care Flexible Spending Accounts, Pre Existing Exclusion Provisions for Children and Dependent Coverage, Insurance Coverage of Adult Children up to Age 26, FAQ's on the small Business Tax Credit as well as a three step fact sheet determination process with examples of how the credit applies to difference employer scenarios.  Click here for this valuable information.

IRS Guidance on 2011 Changes to OTC Drug Reimbrusements for FSA's, HSA's and HRA's.  Click here for the questions and answers section of their web site. 

NAHU has prepared a "Plain English" summary of some of the changes to health benefits consumbers and clients should be thinking about.  Click Here to view the summary. 

NEW 7/6/2010:  HHS has opened a new consumer web portal at www.healthcare.gov.  Click on it to view. 

The Department of Labor's Employee Benefits Security Administration has posted the following related to grandfathered health plans under the Affordable Care Act:  Fact Sheet, available at http://www.healthreform.gov/newsroom/keeping_the_health_plan_you_have.html

America's Health Insurance Plans (AHIP) has developed a great reform resource that we encourage you to review:   Click here for the Reform Law Summary.

The Internal Revenue Service has provided information regarding the small business tax credit in the reform bill.  Click here to view answers to frequently asked questions.

The IRS has also released guidance on Tax-Free Employer Provided health coverage available to adult children.   Click here to view Notice 2010-38, 4/28/2010.